Dear Member:
We are pleased to announce enrollment of the IUOE Local 399 endorsed Voluntary Group Short-Term and Long-Term Disability Insurance program administered by Group Benefit Associates and insured by MetLife. Local 399 has a long-term business relationship with Group Benefit Associates and we are confident this voluntary program offers a good option for disability income at a reasonable cost.
This program provides the ability for you to meet your financial commitments to both you and your family in the event of disability of a non-work related illness or injury. Disability insurance allows you to protect your income if an illness or injury prevents you from performing your job. If your wages are your primary source of income, this benefit will help supplement the financial commitments you have to yourself and your family.
There are Two Optional Plans: (Both may be purchased.)
Short Term Plan – $250/week tax-free after 14 days of being unable to work due to a non-work related accident, injury, or illness up to a total of 26 weeks. This supplements the $250/week disability income benefit already in place if you are covered by Local 399´s Health & Welfare Plan.
Long Term Plan – After 180 days, the plan provides 60% of your income up to $4500 per month tax-free for an additional 5 years. This plan is intended for those members who have no other disability insurance.
You may enroll in the Short Term Disability plan, the Long Term Disability plan or both.
This is not a benefit derived from any collective bargaining agreement, any of our existing Local 399 plans or any employer sponsored plans.
This is strictly a voluntary program to our Local 399 members. The program is administered by Group Benefit Associates (GBA) and MetLife, not Local 399.
In Solidarity,
Brian E. Hickey
President & Business Manager